SimpL versus Cred

I should have deleted Cred but I didn’t… instead I got sucked in!!!

Tooth Truth Roopa Vikesh
3 min readMar 26, 2023

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SimpL is a credit app.

It picks up your bill for you and sends you a reminder to pay it back to them over three months.

I used SimpL to pay for some whey protein — 8.8 lb @ ₹8076 — because the Muscle Blaze website had an offer on SimpL that was too good for me to resist. They had a ₹425 cash back offer. A cashback offer means that when the next installment is paid, the app will pay ₹425 on my behalf and I pay the rest.

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Tooth Truth Roopa Vikesh

I don’t just create smiles, I inspire them! Dentist, mom—Jamshedpur, India.